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Last month was another money saver on food and toiletries. For ages, we had settled on a maximum of £160 each month for food and toiletries for both of us. Again, this month totalled £120. That even includes stocking up on some things for the spare cupboard.
Whilst we have always tried to be careful with spending on this front, it does show that meal planning using a menu really does pay off. Breakfasts are always the same, midday lunches are devised from stores on what is available and what we feel like eating. Dinner/tea is from the menu and supper, usually though not always (we eat at our tea at 5pm), is fruit and yoghurt. Bread and other baking also falls into this monthly amount.
DDiL and DS generally manage on the same amount (excluding dogs), so it is nice to know something has been passed on!
Each month we have varying amounts of money leftover from DB's pension, which goes into savings. Bill money is put to one side each month as well. We don't feel we are scraping by and if financially we couldn't afford a light lunch out on our walking days (a nice treat each week), then we would take sandwiches. Being careful allows us a few treats and that is lovely and greatly looked forward to!